What Do You Actually Take Home?
Enter what you earn and see where every dollar goes before it reaches your account.
Gross salary before any deductions.
Where you lived on December 31 sets your rate for the whole year.
Add investment or self-employment income
Net business income after expenses. You pay both halves of CPP on this.
Cash received from Canadian public companies. Enter the actual amount, not the grossed-up figure.
Usually from a small business corporation you own.
Your full gain. Half of it is taxable.
Interest, foreign dividends, pension, rental. Taxed like salary.
Optional. Lowers taxable income dollar for dollar.
You keep, per year
out of $0
The same dollar, earned four ways
What you'd pay in income tax on your next $1,000, depending on where it comes from.
2026 tax year. Federal and provincial brackets, basic personal amounts, dividend gross-ups and tax credits, CPP/QPP, EI and QPIP figures are current CRA and Revenu Québec rates. Capital gains use the 50% inclusion rate. This claims the basic personal amount, the Canada employment amount, and credits for your CPP/EI contributions. It does not model spousal or dependant credits, tuition, medical expenses, the lifetime capital gains exemption, alternative minimum tax, capital losses, or provincial low-income reductions, so a real return will differ. Educational estimate, not tax advice.